Latest events
Events listed below are considered known and foreseeable, as of the dates posted with them. This list is not meant to be exhaustive, and there may be events considered known or foreseeable that are not listed below. Be sure to revisit this page to check for new coverage alerts when reviewing your travel insurance plan documents.
Middle East Conflict
February 28, 2026
As with other travel insurance plans, Faye’s policy carries an exclusion for war, acts of war, and conflicts between nations. Accordingly, we are unable to cover any losses related to the events in the Middle East. We encourage our customers to contact their travel suppliers for rebooking and refunds. For stranded travelers, the US State Department has established a hotline to coordinate assistance–they can be reached at +1 202-501-4444.
Winter Storm Hernando
February 23, 2026
Storms like this can be covered by travel insurance in several ways:
- Flight delays and cancellations are usually covered under Travel Delay and Missed Connection coverage. These coverages can provide reimbursement for unused prepaid expenses and/or additional expenses, such as change fees or lodging/food.
- Faye’s Trip inconvenience coverage (available in many plans) may provide payments (usually $200) for Flight Delays and Cancellations.
- There may also be coverage under Trip Cancellation or Trip Interruption if there is a government-mandated shutdown of an airport, causing the complete cessation of services of an airline. Some policies may also cover situations where a home or destination becomes uninhabitable due to extreme weather.
We suggest that customers review their policies to identify which coverage(s) may apply. As always, we can help–we’re available 24/7 via chat, email or phone.
Puerto Vallarta, Mexico
February 22, 2026
Faye’s policies may cover this event in a number of ways:
- If your airline has delayed or cancelled flights, you may be covered under Trip Inconvenience, Travel Delay or Missed Connection coverage.
- Some policies offer coverage for cancellations or interruptions due to elevated travel alerts (level four or higher), government-mandated shutdowns of airports (12 hours or more) and for terrorism. These coverages may be or may become relevant to this situation.
Please check your policy to determine what coverage may apply to you. As always, we are available 24/7 via phone, email or chat.
Venezuela
January 3, 2026
Please be advised of the recent event in Venezuela that occurred on January 3, 2026. Below is the current coverage stance from United States Fire Insurance Company. Travel protection plans that include travel insurance underwritten by United States Fire Insurance Company may provide benefits related to this event. Coverage availability can vary by state, so customers should review their specific plan documents for details.
For Trip Cancellation and Trip Interruption, coverage may apply if there is:
- A travel alert or travel warning for Levels 4 and higher is issued for cities listed on Your itinerary after Your Effective Date for the Trip Cancellation to a destination specifically listed on Your Itinerary. The travel alert/warning must occur within 30 days of the scheduled Departure Date.
Please note: the Level 4 travel advisory for Venezuela was issued on December 3rd, 2025.
- A mandated shutdown by local government authorities of an airport or air traffic control system resulting in the complete cessation of services (other than terrorism or acts of war) for at least 6 consecutive hours if Your Air Common Carrier.
Please note: Venezuelan & Caribbean airspace was temporarily closed on January 3rd, 2026 and reopened on January 4th, 2026.
For Trip Delay, coverage may be available if a flight is delayed 6 or more hours, depending on the plan terms. Missed Connection and Travel Inconvenience benefits may also apply if the event results in eligible delays or disruptions.
Please note that any policies purchased after January 3, 2026, would not be eligible for coverage, as this event is considered a known event at the time of purchase.
All benefits are subject to plan provisions, conditions, and exclusions, and customers should refer to their plan documents for full details.
Hurricane Melissa
October 21, 2025
Travel Protection Plans that include travel insurance underwritten by United States Fire Insurance Company may provide benefits that can be triggered by a Natural Disaster, such as due to Hurricane Melissa. Coverage can vary by state, so you should review your plan document for possible benefits under Trip Cancellation, Trip Interruption, Missed Connection, Trip Delay, or Non-Medical Evacuation/Natural Disaster Evacuation, as these coverages may provide protection for losses resulting from Natural Disasters in certain circumstances. Since this event is no longer unforeseen, policies issued on or after October 21, 2025, will not cover this event.
U.S. government shutdown
October 1, 2025
The U.S. government shutdown has caused longer airport wait times, flight delays, and limited operations at some national parks and federal attractions. Passport and visa services continue, though with reduced support. If you are a government worker furloughed during the shutdown, you are considered “laid off” for Trip Cancellation and Trip Interruption coverages, and affected itineraries may be eligible for benefits. Travelers with Cancel for Any Reason Coverage can cancel plans and receive up to 75% of prepaid, nonrefundable trip costs for any reason not otherwise covered, as long as it’s purchased within 14 days of the initial trip deposit and canceled at least 48 hours in advance of the scheduled departure date. Policies that don’t include CFAR that were issued on or after October 1, 2025, will not cover this event, as it is now considered foreseeable.
Hurricane Erin
August 17, 2025
Hurricane Erin reached category 5 strength in the Atlantic, causing flight cancellations, cruise changes, and ferry suspensions across parts of the Caribbean and the U.S. East Coast. Coastal areas on the East Coast faced beach closures, flooding, and dangerous surf.
CrowdStrike outage
July 19, 2024
A faulty update from the American cybersecurity company CrowdStrike caused approximately 8.5 million systems to crash worldwide. The outage disrupted airlines, businesses, governments, and daily life.
