Latest events
Events listed below are considered known and foreseeable, as of the dates posted with them. This list is not meant to be exhaustive, and there may be events considered known or foreseeable that are not listed below. Be sure to revisit this page to check for new coverage alerts when reviewing your travel insurance plan documents.
Hurricane Melissa
October 21, 2025
Travel Protection Plans that include travel insurance underwritten by United States Fire Insurance Company may provide benefits that can be triggered by a Natural Disaster, such as due to Hurricane Melissa. Coverage can vary by state, so you should review your plan document for possible benefits under Trip Cancellation, Trip Interruption, Missed Connection, Trip Delay, or Non-Medical Evacuation/Natural Disaster Evacuation, as these coverages may provide protection for losses resulting from Natural Disasters in certain circumstances. Since this event is no longer unforeseen, policies issued on or after October 21, 2025, will not cover this event.
U.S. government shutdown
October 1, 2025
The U.S. government shutdown has caused longer airport wait times, flight delays, and limited operations at some national parks and federal attractions. Passport and visa services continue, though with reduced support. If you are a government worker furloughed during the shutdown, you are considered “laid off” for Trip Cancellation and Trip Interruption coverages, and affected itineraries may be eligible for benefits. Travelers with Cancel for Any Reason Coverage can cancel plans and receive up to 75% of prepaid, nonrefundable trip costs for any reason not otherwise covered, as long as it’s purchased within 14 days of the initial trip deposit and canceled at least 48 hours in advance of the scheduled departure date. Policies that don’t include CFAR that were issued on or after October 1, 2025, will not cover this event, as it is now considered foreseeable.
Hurricane Erin
August 17, 2025
Hurricane Erin reached category 5 strength in the Atlantic, causing flight cancellations, cruise changes, and ferry suspensions across parts of the Caribbean and the U.S. East Coast. Coastal areas on the East Coast faced beach closures, flooding, and dangerous surf.
CrowdStrike outage
July 19, 2024
A faulty update from the American cybersecurity company CrowdStrike caused approximately 8.5 million systems to crash worldwide. The outage disrupted airlines, businesses, governments, and daily life.
