As you prepare for your romantic honeymoon adventure, there’s one more thing to add to your packing list: travel insurance. Yes, it might not be as exciting as picking out matching suitcases or planning those beachside dinners, but it’s essential for ensuring your trip goes off without a hitch. Here are 5 reasons why purchasing travel insurance will be the best decision you ever make (well, after choosing to marry your partner, of course!):
1. Trip cancellation protection
Picture this: you’ve planned your honeymoon to the last detail. The perfect destination, romantic dinner reservations, once-in-a-lifetime excursions and a luxurious suite await you. But just as you’re ready to head to the airport, life throws an unexpected curveball your way. Perhaps it’s a sudden illness, a family emergency or an unexpected natural disaster. Now, the honeymoon you’ve been waiting for is in jeopardy.
This is where you take that sigh of relief, because although your vacation may get pushed back or canceled, at least you protected it with your travel insurance plan. How does it work? Check out these points:
- Financial reimbursements: Trip cancellation protection can provide financial reimbursements for non-refundable expenses if you have to cancel your trip for a covered reason. This means that your flights, hotel bookings and even some prepaid activities can be covered.
- Covered reasons: Reasons typically include unexpected illnesses, injuries, family emergencies or even situations like job loss or natural disasters.
- Peace of mind: Knowing that you have trip cancellation protection allows you to plan and book your honeymoon with confidence. Instead of worrying about the “what-ifs,” you can focus on the stuff that really matters – enjoying with your partner.
2. Medical emergencies coverage
Let’s be real, medical emergencies can happen. That’s where travel insurance comes in, providing critical coverage. Some ways Faye can help when it comes to medical emergencies include:
- Emergency medical coverage: If you experience a sudden illness or injury while on your vacation, Faye can cover prescription drugs, hospitalization and doctor costs. If you need to cancel your trip for covered reasons (including if you get sick), we can also cover flights, hotel bookings, tickets and activities.
- Access to quality healthcare: When you’re in an unfamiliar country, finding quality medical and urgent care providers can be difficult. That’s why Faye has networks of vetted medical professionals and facilities, available to you to access quality care quickly and efficiently.
- Via the Faye app, we do the heavy lifting for you and showcase where the nearest doctors, pharmacies and medical facilities are when you’re in-trip. Our customer support team is also available 24/7–including weekends and holidays–so if you have any questions regarding your health (or where the nearest ice cream shop is for your sore throat), we got you.
3. Lost, stolen or delayed luggage
Having lost or delayed bags is never ideal, especially on your honeymoon. Avoid stressing about tracking down your lost belongings with baggage protection from Faye. Some of the perks include:
- Compensation for essentials and reimbursement for lost items: When your baggage is lost, stolen or delayed, travel insurance steps in and can provide compensation for your essential items. Faye can reimburse you up to $2k total per trip for your items, sending funds directly to your Faye Wallet. This means you can purchase necessary clothes, toiletries and other personal items to hold you over until your baggage is recovered or for the remainder of your trip.
- Coverage for delays: Baggage delays can range from a few hours to several days. If your bags are delayed for 6 hours or more, Faye can reimburse you up to $200 per person on your policy. And when those funds are sent directly to your Faye Wallet, you can simply add your Faye Wallet payments card (found in your Faye app) to Apple Pay or Google Pay, then tap to purchase things you need most – extra change of clothes included.
- Quick recovery assistance: Many travel insurance providers offer assistance services to help expedite the recovery of your delayed or lost baggage. At Faye, we make sure to go above and beyond typical customer support. That’s why our team is available 24/7 including weekends and holidays. We can liaise with the airline and baggage handling services on your behalf, reducing the stress and time you would otherwise spend dealing with the situation.
4. Flight delays or cancellations
You’re at the airport, all set to start your dream vacay, when all of a sudden, that dreaded announcement comes over the PA system: your flight is delayed, or worse, canceled. Instead of letting this unexpected disruption ruin your mood, Faye can step in to save the day with:
- Covered reimbursements: Flight delays or cancellations can lead to loads of additional expenses, from hotel stays and meals to alternative transportation costs. Faye can reimburse you up to $300 a day for delays of 6 hours or more (capped at $4,500/trip). Spend those funds on things like meals and even a hotel if you get stuck for the night at your layover.
- Trip interruption coverage: Sometimes, you need to cut your trip short or extend it due to a trip interruption. With Faye, your trip interruption coverage’s limit is 150% of your total non-refundable trip cost (which you plug in upon purchasing your policy). In cases of trip interruption, your plan can cover your non-refundable trip costs, plus additional transportation expenses, up to the coverage’s limit.
5. Natural disaster coverage
Sometimes nature has its own plans, and sometimes that can include hurricanes, earthquakes or other natural disasters. These events can disrupt even the most meticulously planned trips.
Fortunately for you, Faye offers protection against these unpredictable occurrences such as:
- Evacuation and relocation assistance: In the event of a natural disaster, safety is the top priority. Faye can cover national disaster emergency evacuations. This means your policy covers you if you need to be transported from a place of danger to a place of safety if you are in imminent physical danger. This protection can also cover mandatory evacuations and government-ordered airport shutdowns due to a natural disaster, allowing for you to be reimbursed for unused, prepaid trip expenses and additional transportation expenses associated with coming home early.
- Trip cancellation coverage: In the case that a natural disaster forces your trip to be canceled by rendering your home or making your destination uninhabitable, you can qualify for reimbursements of up to 100% of your non-refundable trip costs (like flights, hotels and non-refundable tours).
- Rebooking and rescheduling assistance: After a natural disaster, rebooking flights and rescheduling activities can be a daunting task. Our support team is there when you need solutions and advice during emergencies and are available 24/7. Just ask Adam and Jeremy, a couple whose elopement in Puerto Rico was canceled due to Hurricane Fiona. Once we heard the news, we couldn’t let the most important day of their lives get ruined anymore. Read the article to see how our team stepped in to save their special day.
Xoxo, Faye
At Faye, we cherish the love that brings you together and we’re dedicated to making your honeymoon everything you dreamed of and more. We’re ready to assist you with all your honeymoon needs–any time, any place.
