Travel is full of surprises. Whether you’re planning a dream vacation or a quick getaway, sometimes life throws you a curveball. Enter Cancel For Any Reason (CFAR) coverage—your ultimate travel safety net!
With a CFAR add-on, you can cancel your trip for reasons not covered by standard travel insurance, giving you unmatched flexibility and peace of mind. Let’s break down how it works, when it’s useful, and why it could be the perfect addition to your travel insurance plan.
How does Cancel For Any Reason (CFAR) coverage work?
When it comes to travel, plans can shift at a moment’s notice. CFAR is designed to adapt to those unexpected changes, letting you cancel your trip for nearly any reason—not just the ones listed in your standard policy.
Here are the main benefits of CFAR:
- Flexibility beyond standard coverage: Cancel your trip for reasons that aren’t included in the list of covered reasons for trip cancellation in your base plan.
- Peace of mind on your own terms: If you decide to cancel, you can be reimbursed for up to 75% of your non-refundable trip expenses based on your total estimated trip cost.
CFAR is a straightforward way to protect your travel investment. Want to learn more? Check out our CFAR add-on page.
Should I add CFAR to my travel insurance plan?
Flexibility is a modern travel essential. Whether it’s a last-minute change of heart or an unexpected life event, CFAR gives you the option to take control of your plans without losing what you’ve paid for.
Here’s how it fits into real-life scenarios:
- You’re feeling uneasy about COVID-19 or changing travel restrictions
- A work commitment or family event pops up that clashes with your travel dates
- Your destination no longer feels like the right choice for safety or personal reasons
What to know about CFAR coverage
While Cancel For Any Reason (CFAR) coverage offers incredible flexibility, it’s important to be aware of a few key guidelines:
- Timing matters: CFAR add-on must be purchased within 14 days of making your initial trip deposit.
- Advance notice: To qualify, you’ll need to inform your travel insurance company that you’re canceling your trip at least 48 hours prior to your scheduled departure date. With Faye, you can do that easily via the app or by contacting support@withfaye.com
- Reimbursement limits: Remember that CFAR is capped at 75% of your non-refundable trip costs. For example, if you add CFAR to your Faye insurance policy and have a $4,000 total estimated trip cost, all of which are non-refundable expenses, you could be eligible for up to $3,000 back if you cancel at least 48 hours before departure.
How much does CFAR cost?
Adding CFAR to your travel insurance plan typically increases the cost by 40-60%. The exact price depends on factors like:
- Party size: The number of travelers on your policy
- Traveler age: Older travelers may see higher premiums
- Trip details: Location, duration, and total trip cost
Wondering what adding CFAR would cost for your trip? Use our quick cost calculator to get a quote in as little as 60 seconds.
Who should consider CFAR?
Not everyone needs CFAR, but if flexibility and peace of mind are high on your travel wishlist, it might be your new best friend. Here’s when CFAR really shines:
- Uncertain plans: If your schedule’s in flux or you’re still on the fence about committing to your trip, CFAR gives you the freedom to change your mind.
- Big investments: When you’ve put down serious cash on a trip with non-refundable deposits, CFAR is there to help soften the blow if you need to cancel.
- Frequent travelers: If you’re the type who’s always planning your next adventure, CFAR gives you the ultimate safety net to adjust plans when life inevitably happens.
Whether you’re booking a dream honeymoon or planning a family vacation during uncertain times, CFAR can be an invaluable addition to your travel insurance plan.
The freedom to travel on your own terms
Let’s face it—life happens. Plans change, new priorities emerge, or sometimes you just don’t feel like going anymore. That’s where CFAR shines. It’s not just about canceling; it’s about having the confidence to plan your trips on your terms.
With CFAR, you’re covered for the “what ifs” that standard travel insurance doesn’t account for, giving you ultimate flexibility to adapt when the unexpected pops up.
Ready to travel with that kind of freedom? Get your personalized quote now and see how CFAR can protect your trip from the unexpected.
