Planning a trip is exciting. You get to choose the destination, dream about the sights you’ll see, and count down the days until takeoff. What most travelers don’t plan for is what happens if something unexpected gets in the way.
That’s where travel insurance can help. It’s designed to step in when plans change, trips are interrupted, or emergencies happen, helping you navigate the unexpected with support and coverage along the way.
Why purchase travel insurance?
One thing many travelers don’t realize is that their health insurance often doesn’t cover them when traveling abroad. In fact, many health insurance policies may only cover domestic travel, and many of those domestic policies are limited. You should check with your current provider to understand your existing coverage.
Some destinations may also require visitors to show proof of medical coverage before entry. Without it, travelers could face delays, denied entry, or the need to pay out of pocket for care in the event of an emergency.
Travel insurance can also protect the investment you’ve put into your trip. Flights, accommodations, and prepaid activities add up quickly. If a covered event forces you to cancel or change your plans, travel insurance can help you recover eligible non-refundable costs and get support when you need it.
With Faye, coverage comes with 24/7 access to real human customer experience specialists through the app and by phone. So help is within reach throughout your journey.
A real-world example of when travel insurance matters
Imagine this: you’ve planned a two-week trip to Italy with your family. Two days before departure, your youngest child comes down with a high fever, and your doctor certifies that they are too ill to travel.
Without travel insurance, you could be responsible for the full cost of non-refundable flights, hotels, and prepaid activities. With coverage for a covered reason, you can submit a claim quickly in-app, get guidance from Faye’s support and claims teams, and potentially be reimbursed for those eligible trip expenses. As with all insurance, coverage is subject to terms, conditions, and exclusions, and eligibility for reimbursement depends on the specific plan.
Situations like this happen more often than people expect. Travel insurance helps ensure you’re not navigating them alone.
How can I purchase travel insurance?
Before you buy, think about the details of your trip. Are you renting a car? Traveling with a pet? Planning activities that may require extra coverage? These factors can help determine the right protection for you.
To get a Faye travel insurance quote, check pricing on our website, or download the Faye app for iOS or Android. Answer a few questions about your upcoming trip, like dates, destinations, and travelers, and Faye will present coverage options based on your needs.
When should I buy travel insurance?
It’s generally best to purchase coverage soon after booking your trip. Buying early can help protect your plans in case something unexpected happens that requires you to delay or cancel.
If you purchase within 14 days of your initial trip deposit, you may be eligible for Faye’s full range of coverage, including coverage related to pre-existing medical conditions. Policies purchased less than 48 hours before departure may not be eligible for certain coverages, like trip cancellation, and certain add-ons, like Cancel For Any Reason (CFAR).
Ready to go
A great trip deserves award-winning protection. Faye makes it easy to understand your coverage and get support whenever you need it. Get a quote in up to 60 seconds or less and travel knowing you’re backed by experts who care.
What exactly does travel insurance cover?
Travel insurance can help protect your pre-paid non-refundable costs of your trip and assist with disruptions like trip cancellation, trip interruption, delayed flights, lost baggage, and unexpected medical needs. Coverage varies by plan, policy terms, and your state of residency, so see your Plan document for full details.
Does my regular health insurance work when I travel abroad?
Often it doesn’t. Many health insurance plans offer limited or no coverage outside your home state or country. That’s why travel emergency medical coverage is an important part of many travel insurance plans, especially for international trips.
What does Faye Travel Insurance cover?
Faye offers coverage for your trip, your health, and your belongings. This includes trip cancellation, trip interruption, emergency medical care, emergency medical evacuation, trip delays, lost baggage, and more. Optional add-ons may be available, including pet care and rental car protection. Coverage, price, and eligibility vary by plan and location.
How fast can I get help if something goes wrong?
With Faye, you can reach a real human 24/7 by phone, email, or via the chat feature in the app. Whether you need help making sense of a hiccup, finding care, or submitting documents, support is just a message or call away.
Does Faye cover medical emergencies abroad?
Yes. Faye’s plans include international travel emergency medical coverage that can help cover eligible emergency treatment and emergency evacuation if you get sick or injured unexpectedly while traveling.
When should I buy travel insurance?
Buying soon after booking your trip helps maximize available coverage options and can protect you well before departure.
Does Faye offer Cancel For Any Reason coverage?
Yes. Cancel For Any Reason coverage is available in applicable states as an optional add-on if you purchase within 14 days of your initial trip deposit, insure your full non-refundable trip cost, and cancel at least 48 hours before your scheduled departure. Terms and reimbursement limits may apply.
