We see you, thrill-seekers.
For the adrenaline junkies, free divers and bungee jumpers, we’ve got your extreme lifestyle covered with our travel protection add-on: Adventure & Extreme Sports Protection.
What is adventure travel insurance?
Adventure and extreme sports are thrilling due to their high-risk nature. If paragliding through the Swiss Alps, climbing Mount Everest or free diving in the Caribbean are at the top of your bucket list, then you need travel insurance that protects you to the fullest.
Faye’s add-on includes medical coverage* if you become injured while participating in such activities. Specifically, Faye can cover up to $250K (international trips) or $50K (domestic trips) in accident and sickness expenses, as stated in your policy, to cover injury from adventure and extreme sports on the same basis as all other injuries.
In addition to coverage, Faye provides around-the-clock assistance – whether it’s finding an extreme activity to book, advice on packing the right equipment or if you need support when something goes awry. Access our team of customer experience experts via the Faye app chat function, so you can enjoy having a safety net in your back pocket while you go all in on the action.
Which adventure sports are covered?
At Faye, we believe in giving you the right coverage for your journey–without unnecessary extras. That’s why our base plans (without any add-ons) already include coverage for non-extreme sports and activities, perfect for the travelers who prefer a more laid-back approach to adventure. Whether you’re surfing under the sun, hiking at sunset or dancing the night away (and so much more), we’ve got you covered.
Our Adventure & Extreme Sports add-on is specifically for the action addicts who seek that extra level of intensity. It covers:
- B.A.S.E. jumping
- Free diving
- Bungee jumping
- Hot air ballooning
- Parachuting
- Skydiving
- Cliff diving
- Fly-by-wire
- Paragliding
- Hang gliding
- Heli-skiing
- Heli-snowboarding
- Wingsuit flying
- Bodily contact sports
- Mountain climbing from 9,000 feet (2,700 meters) up to 19685 feet (6,000 meters)
- Motorsport or motor racing
- Multi-sport endurance competitions
- Parkour
- Scuba diving if the depth exceeds 131 feet (40 meters)
- Any activity materially similar to the above
What about my gear?
We don’t just protect you – we’ve also got your sports equipment covered. If your sports gear gets lost, stolen, damaged or destroyed during your trip, you can be reimbursed for up to $2,000. Check out our full list of coverage here.
Go near. Go far. Go BIG. With Faye.
Life is too short to sweat the small stuff, stay within your comfort zone or let your bucket list gather dust. So, when that urge strikes to leap from that plane or run with the bulls, do it knowing you’re covered with Faye.
Losses due to, arising or resulting from Adventure or Extreme Activities are excluded from coverage. If you would like coverage for losses due to, arising or resulting from Adventure or Extreme Activities, Faye does offer policies which include these additional coverages. Please contact Faye or your broker to discuss your required insurance coverages and the associated premiums.
FAQs about Faye’s Adventure & Extreme Sports protection
What is the adventure & extreme sports add-on?
It’s extra protection for travelers who like to push limits. This add-on expands your coverage so that if you get injured while doing high-risk sports, your medical expenses can be covered.
What kind of activities are covered?
The add-on can cover high-adrenaline sports like skydiving, bungee jumping, heli-skiing, paragliding, mountain climbing above 9,000 feet, and more. Basically, if it gets your heart racing, it may be covered. You don’t need the add-on for lighter adventures like surfing, snorkeling, or standard skiing; those are already covered under Faye’s base plan.
How much medical coverage does it include?
You can be covered for up to $250,000 in accident and sickness expenses on international trips, or up to $50,000 for domestic trips. That includes hospital stays, treatments, and medical care if you get injured while participating in a covered extreme sport.
What if I need an airlift or evacuation after an accident?
Every Faye base plan includes up to $500,000 for emergency medical evacuation. Coverage of transportation can be provided in the case of illness or injury that is acute, severe, or life threatening when adequate medical treatment is not available in the immediate area.
Is my sports gear covered?
Yes. If your gear gets lost, stolen, or damaged during your trip, you can be reimbursed for up to $2,000 under Faye’s baggage coverage. That means if your surfboard doesn’t make it off the plane or your climbing gear disappears, you’re protected.
Do I need to tell Faye what activities I’ll be doing?
No need to list them one by one, just make sure you’ve added the Adventure & Extreme Sports Protection when buying your plan. Once it’s part of your coverage, you’re automatically protected for any of the listed activities.
Q: Are there activities that aren’t covered under this add-on?
A: Yes. Anything not listed (or not inherently similar to what’s listed) isn’t covered, and neither are injuries from illegal acts, reckless behavior, or being under the influence.
Q: How do I file a claim if I get hurt?
A: It’s easy. You can file right in the Faye app. Add a few details about what happened, upload your receipts or medical documents, and Faye’s team will take it from there. Most claims are reviewed within 48 hours once all info is in. Prefer email? No problem – you can also email claims@withfaye.com to file one.
Q: Do I really need the add-on?
A: If your idea of adventure includes jumping, diving, climbing, or racing, then likely yes. Before adding it to your policy, check what sports are already included in your base plan. Without it, injuries from high-risk sports aren’t covered at all. With it, you can go all-in knowing Faye’s got your back.
Are there activities that aren’t covered under this add-on?
Yes. Anything not listed (or not inherently similar to what’s listed) isn’t covered, and neither are injuries from illegal acts, reckless behavior, or being under the influence.
How do I file a claim if I get hurt?
It’s easy. You can file right in the Faye app. Add a few details about what happened, upload your receipts or medical documents, and Faye’s team will take it from there. Most claims are reviewed within 48 hours once all info is in. Prefer email? No problem – you can also email claims@withfaye.com to file one.
Do I really need the add-on?
If your idea of adventure includes jumping, diving, climbing, or racing, then likely yes. Before adding it to your policy, check what sports are already included in your base plan. Without it, injuries from high-risk sports aren’t covered at all. With it, you can go all-in knowing Faye’s got your back.
